I talked toFelecia Lucas of the Ohio Housing Finance Agency at the Ohio State University Wexner Medical Center Healthy Community Day.

Tell me about your organization.

On our website, you can find information about multiple programs that can help you with down payment assistance or assistance with closing costs.

Do you have to have good credit?

The credit scores can run from about 640 and 660, depending on if you want conventional or FHA. Some of the programs can be combined. Ohio Heroes is a program for first responders (police officers and firefighters), teachers, medical staff, and veterans.

Anything else?

Go to www.myohiohome.org and complete the quick assessment. The assessment can tell your eligibility status. Contact your realtor, and financial instituition to see if they work with OHFA programs.